FHA Home Loans

FHA loans have been helping people become homeowners since 1934. How do they do it? The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so we can offer you a better deal.

  • Low down payments
  • Low closing costs
  • Easy credit qualifying

What does FHA have for you?

Buying your first home?
FHA might be just what you need. Your down payment can be as low as 3.5% of the purchase price. Available on 1-4 unit properties.
Financial help for seniors
Are you 62 or older? Do you live in your home? Do you own it outright or have a low loan balance? If you can answer “yes” to all of these questions, then the FHA Reverse Mortgage might be right for you. It lets you convert a portion of your equity into cash.
Want to make your home more energy efficient?
You can include the costs of energy improvements into an FHA Energy-Efficient Mortgage.
How about manufactured housing and mobile homes?
Yes, FHA has financing for mobile homes and factory-built housing. We have two loan products – one for those who own the land that the home is on and another for mobile homes that are – or will be – located in mobile home parks.
See if you Qualify!

We’d Like To Hear From You

Feel free to call, email, or use our contact form. If you’re outside the United States, use our global contact map to find a representative near you.

Testimonials

  • Being a first time home buyer, I was never out of the loop, everything was easy to understand and when I didn’t there was always someone to ask. I’m Very happy with how this first time experience went and I would recommend Nova to anyone looking to buy a home! Thank you so much.

    Tashina Mattia

    I am a first time buyer & some issues I had to sort out & Nova was there every step of the way. I had a great experience with them & any time I needed information or documents from then it was always responded to quickly. You all are great!

    Stephanie De La Cruz

  • I appreciate the prompt responses, friendliness, and sense of urgency displayed by the group to help the client in every situation.

    Joshua Dean

    Great communication, timely LSU’S, and all paper to title ahead of schedule!

    Guadalupe Jerrells

  • Chris Callen is exceptional. She is so on target, so prompt in her email responses so patient with questions posed, I am deeply impressed. She is just an ace.

    Angela Giron

    I work with a lot of lender’s, You and your staff did a outstanding job to make this transaction go so smooth. Thank You. Kim Gauman

    Sunny Bert

Testimonials

  • Being a first time home buyer, I was never out of the loop, everything was easy to understand and when I didn’t there was always someone to ask. I’m Very happy with how this first time experience went and I would recommend Nova to anyone looking to buy a home! Thank you so much.

    Tashina Mattia

  • I am a first time buyer & some issues I had to sort out & Nova was there every step of the way. I had a great experience with them & any time I needed information or documents from then it was always responded to quickly. You all are great!

    Stephanie De La Cruz

  • I appreciate the prompt responses, friendliness, and sense of urgency displayed by the group to help the client in every situation.

    Joshua Dean

  • Great communication, timely LSU’S, and all paper to title ahead of schedule!

    Guadalupe Jerrells

  • Chris Callen is exceptional. She is so on target, so prompt in her email responses so patient with questions posed, I am deeply impressed. She is just an ace.

    Angela Giron

  • I work with a lot of lender’s, You and your staff did a outstanding job to make this transaction go so smooth. Thank You. Kim Gauman

    Sunny Bert