No Down Payment Loan

Do you dream of owning your own home?

5% Down PaymentAssistant Program

  • 5% down payment/closing costs assistance grant
  • Grant is not a loan and does not need to be repaid
  • 640 minimum FICO
  • 45% maximum DTI Home buyer education required
  • Household income limited to $88,340/year
  • 30 year fixed rate – FHA Loan
  • Properties in Maricopa County**
Or call us now at (480) 821-2577
oliver-whalenteam@novahomeloans.com

**The 5% down payment assistance is a federal grant and is only available for properties in Maricopa county.

We’d Like To Hear From You

Feel free to call, email, or use our contact form. If you’re outside the United States, use our global contact map to find a representative near you.

Testimonials

  • Being a first time home buyer, I was never out of the loop, everything was easy to understand and when I didn’t there was always someone to ask. I’m Very happy with how this first time experience went and I would recommend Nova to anyone looking to buy a home! Thank you so much.

    Tashina Mattia

    I am a first time buyer & some issues I had to sort out & Nova was there every step of the way. I had a great experience with them & any time I needed information or documents from then it was always responded to quickly. You all are great!

    Stephanie De La Cruz

  • I appreciate the prompt responses, friendliness, and sense of urgency displayed by the group to help the client in every situation.

    Joshua Dean

    Great communication, timely LSU’S, and all paper to title ahead of schedule!

    Guadalupe Jerrells

  • Chris Callen is exceptional. She is so on target, so prompt in her email responses so patient with questions posed, I am deeply impressed. She is just an ace.

    Angela Giron

    I work with a lot of lender’s, You and your staff did a outstanding job to make this transaction go so smooth. Thank You. Kim Gauman

    Sunny Bert

Testimonials

  • Being a first time home buyer, I was never out of the loop, everything was easy to understand and when I didn’t there was always someone to ask. I’m Very happy with how this first time experience went and I would recommend Nova to anyone looking to buy a home! Thank you so much.

    Tashina Mattia

  • I am a first time buyer & some issues I had to sort out & Nova was there every step of the way. I had a great experience with them & any time I needed information or documents from then it was always responded to quickly. You all are great!

    Stephanie De La Cruz

  • I appreciate the prompt responses, friendliness, and sense of urgency displayed by the group to help the client in every situation.

    Joshua Dean

  • Great communication, timely LSU’S, and all paper to title ahead of schedule!

    Guadalupe Jerrells

  • Chris Callen is exceptional. She is so on target, so prompt in her email responses so patient with questions posed, I am deeply impressed. She is just an ace.

    Angela Giron

  • I work with a lot of lender’s, You and your staff did a outstanding job to make this transaction go so smooth. Thank You. Kim Gauman

    Sunny Bert