Check out what our Clients are saying!!

When making an offer on a home you want to have the upper hand in negotiating. Ensuring that you have been pre-approved for maximum buying power will allow you to be confident in your ability to make an offer on your dream home. It will also show the seller that you are prepared and they do not need to worry about your ability to afford the home. To become pre-qualified for a loan, please fill out our online application and your Loan Officer will contact you immediately to discuss the details.
Be sure to see what our latest clients have to say about there experience by clicking here.


Being a first time home buyer, I was never out of the loop, everything was easy to understand and when I didn’t there was always someone to ask. I’m Very happy with how this first time experience went and I would recommend LOOMIS to anyone looking to buy a home! Thank you so much.

Tashina Mattia

I am a first time buyer & some issues I had to sort out & LOOMIS was there every step of the way. I had a great experience with them & any time I needed information or documents from then it was always responded to quickly. You all are great!

Stephanie De La Cruz

I appreciate the prompt responses, friendliness, and sense of urgency displayed by the group to help the client in every situation.

Joshua Dean

Great communication, timely LSU’S, and all paper to title ahead of schedule!

Guadalupe Jerrells

Chris Callen is exceptional. She is so on target, so prompt in her email responses so patient with questions posed, I am deeply impressed. She is just an ace.

Angela Giron

I work with a lot of lender’s, You and your staff did a outstanding job to make this transaction go so smooth. Thank You. Kim Gauman

Sunny Bert

I had a great experience with Nova a few years ago when I did a refinance on my home so much so I saved Dan’s number in my phone. When my husband and I decided to refinance again I called Dan. Again, the experience was great and easy!

Evan Ormsby

Nova loans couldn’t have been more helpful they made my home buying experience easy they crossed every T dotted every i. They took care of everything as needed couldn’t have asked for anything better.

Larry Kisner

I think Karmen is wonderful, She always was kind and very helpful. I think Nova Home Loans is the best. Thank you Karmen Nostrum.

Mary Jones

I had a few issues with the whole qualification process. None due to the loan company all because of issues with my credit. Karmen and her team helped me all along the way get thinks straightened out. They were available to me anytime I needed.

Jennifer Ford

I have closed on at least 10 homes and this was by far the best lender we’ve ever used.

Gary Templin

Communication is a number 1 priority with me and you and your team met and exceeded that hands down and y’all took the time to answer any and all questions.


I worked with Dan Preston and he was excellent in handling my loan and working with me to get the best rate possible. The process was very quick and easy. Thank you Dan and team for all your hard work!

Denise Sanchez

Karmen was awesome!

Joshua Glover

The communication with Chris Callen is beyond what you would expect. She answers calls and emails immediately. If you have a vision of what the perfect system would look like, the OliverWhalen Team has it. Great team to work with!

Daniel Vest

Ryan was exceptional everything was easy thank you Ryan Whalen what a great experience thank you for being truthful and looking out for my best interests

Joshua Hanger

This was a very easy process for me. My job is very demanding with at times very long hours. I had anticipated being extremely stressed out by this whole process as I didn’t know where I’d find the extra time to do what was necessary to get house closed. Chris and Gordon(realtor) worked very well together and did most of the heavy lifting for me and followed the timeline to a T. Before I knew it the house was closed and I was signing at the title company. Slam dunk.

Joshua Knapp

Chris Callen was wonderful! She is great at communicating and that is much appreciated. She was a joy to work with..

Audra Keeler

This transaction with Justin and his team was seamless! Great communication and excellent service! Will definitely tell more clients about him and his team!

Michael Gibson

Nova Home Loans is one of the best in the business!!! Consistent professional service you can count on time and again!!!

Christopher Williams

We are grateful to Chris and her team for providing us with; Unlimited professionalism; Excellent customer service; Expediently responding to our questions and or concerns. The knowledge, experience and trust, was displayed in our over the phone and on-line conversations. We would certainly use Nova again. Sincerely, Jose and Norma

Jose Santos

Donnie is great, would like to work with him on future transactions.

Terry Glynn

I was looking to buy a home in Arizona and my agent suggested I give the Oliver-Whalen team a try. At first I still was trying to work with my Chase mortgage person since we banked there but it was an awful experience. It took Chase two weeks to provide me a pre-qualification and it only took Justin’s team ONE day to provide this. I dumped my Chase mortgage contact and went with Nova!

Everything from start to finish with their company was absolutely FANTASTIC! In fast it was so smooth and wonderful we close TWO weeks early. Justin and his team are an A+ and I highly recommend them for anyone looking to buy a new home.

Elizabeth & Lemuel Pedro

I had originally sent my application in to Justin and his team to see what I needed to do to start getting approved for a loan due to some past issues. Justin was on the phone with me instantly, coaching me through the process. The entire team was available to me every time I had a question, no matter how small it was.

I will use and refer the Oliver-Whalen team every time. In a stressful situation like buying a home, the friendliness and knowledge of the team helped keep me at ease. You can’t go wrong.

Bryan Fasulo

Justin went above and beyond to get us good service including talking to both realtors during the sale. I really think it helped especially when the seller was making the decision on which offer to take. I really appreciate the suggestions and help from every member on the team in keeping me involved and informed during the entire process. Especially since I was in one state and the home purchased was in another it made me very comfortable knowing I was being taken care of in my best interest. I run a small business myself so I understand what customer service is all about. congratulations to Justin and the entire staff on a job well done!!!!

James Gentile

I use the VA loan, and I had heard many people say how hard it was to get the loan approved, etc. NOT with this team! I only had to submit all my papers once, they didn’t ask for more papers, and we closed EARLY! I had started the loan process with someone else, was very dissatisfied…no return calls, no updates, extra paperwork. I chose to switch to Justin’s team half way through my house buying, and it was night and day different. They call you, the email you, the entire team knows where your process is at. Very nice team.

Ann Allen

Justin Oliver and his team were helpful from day one. They were always quick to respond if we had a question about anything. They did well updating us with the latest information and status on where we were in relation to our closing date and what we could expect next. The process was smooth and very quick. We truly believe that Justin had our best interest in mind and he always had a positive attitude about checking every avenue to make sure we were getting the best possible outcome. There was never a time when we felt as though we were asking to many questions or were a bother to him or his team. We had a great experience while working with this team and would highly recommend them to others.

Jessica Hanson

Very helpful Very knowledgeable Super nice Hard working If I ever need refinencing or a new home loan Justine and his team would be my first call If I know of anyone trying to buy a home justin Would be who I would tell them to talk to

Susan Butler

Justin was amazing. I preferred contact my email instead of phone. He responded to all my inquiries within minutes! He provided some of the best customer I have seen. This is our second home, and this lender was 100 times better than our first. Couldn’t be more happy!

Ryan and Danell Squires

Justin has been super to work with on the purchase of our new home. He kept us informed very frequently and was very helpful! We were able to close our loan a week early which is giving us extra time to get our move organized. He bent over backwards to get the job done, we really appreciated all the communication and efforts put forth by Justin and his team! I would highly recommend using the Oliver-Whalen team for anyone wanting to purchase a home!

Reidar Sumstad

Everyone was very helpful, fast, professional, and personal. I couldn’t be happier with the service we were provided!!! And everyone accommodated our time schedule. Which was very helpful. They also made the process of applying very simple.

Jason and Ashley Heil

He said he would move mountains to get my docs to title and close b4 the year and Justin oliver and team did accomplished just that… awesome. Im very happy..

Jimmy Juarez

Ryan Whalen and Justin Oliver have been consummate professionals in their field and continue to exceed expectations with the valued clients that I am able to refer to their team. Through hard work and dedication, the Oliver-Whalen Team has become my most trusted Loan Partner and I would not hesitate to refer a buyer or someone in need of a refinance any day of the week. Keep up the good work guys!

Stephany Bullington

Thank you…you guys have been amazing. I would have never believed I could be a home owner, but you guys not only made me believe but you made it happen.

Never forget that you are in the business of changing people’s lives. You are the brokers of the American dream and with wide eyes people come to you looking to fulfill that dream. So keep doing what you are doing and honor those as yet unfulfilled dreams laid out before you.

It has been my family’s pleasure to work with you.

Wade Burns and the Burns Family

Wade Burns

From the first phone call to signing papers and getting our keys – the whole process was seamless and easy with Ryan and his team at Nova Home Loans. I just can’t find enough words to describe my experience. Fast, efficient, friendly, responsive, knowledgeable, easy to work with, quick to respond to questions and always updating me on the progress of the loan. I was thrilled with everything! I’ve worked with my fair share of mortgage professionals, and it’s always been a little bit of dread…but Ryan is not your typical mortgage professional. When we are ready to refinance…he’ll be the first person I call. And his name will always be available for me to give to anyone who needs an amazing mortgage experience.


Ryan and his Team were incredible with working with me. Even when I didn’t think I had a chance they worked with me with a time line and steps on what to do to get approved for a Mortgage loan.

I have already recommended Ryan to another family that is actively looking

Dennis Sarauw

Ryan Whalen was an outstanding Sr. Loan officer to work with. He gave me personal attention whenever I had any questions. He effortlessly met the stringent closing deadline that was set by the investor I was purchasing from. I have and will continue to use Ryan and recommend him to every one I know.

Pam Huggins

Ryan is awesome at what he does! Always kept my husband and I informed of any changes. Also, his team was responsive to what was needed. Made the buying process much easier and smooth. Thanks Ryan!

Chaundra Bulloch

I was able to purchase my home because Ryan was able to offer options I did not know were available or possible. The situation had multiple obstacles but Ryan worked through them which made the process less stressful.

Bob Kudulis

I was a first time home buyer and was nervous about choosing a lender. I knew that finding a good lender was important but not sure exactly what made a lender good until I was referred to Ryan Whalen with Nova. I had been in touch with 2 other lenders prior to Ryan. The first was through my agent and they did not accurately or fully communicate important information and on 2 occasions did not respond to emails asking questions. The second was a referral who told me that I would need to wait another 6 months. So when I fist contacted Ryan I wasn’t very confident but It didn’t take very long before I felt differently. Just to keep it short but and to the point……. If someone was knowledgable, available to you almost any time and was able to make you feel like you we’re the only client that they working with and focused on, through the entire home buying process wouldn’t that feel pretty good. I think most people, myself included, would like that. So thank you to Ryan and Ryan’s team for making me feel like an only client through my home buying process. I sent my best friend to Ryan knowing she will be working with great people.

Vicki Richards

Ryan Whalen and his processing team are very professional. He explained the whole processed to me in detail and would keep me informed as to the progression of my mortgage loan, and would always be available to answer any questions, or address any concerns I may have. I had done what a good informed consumer should do and I spoke to various mortgage lenders, and I can say with confidence that Ryan Whalen / NOVA Home Loans and his processing team exceeded all my expectations. I am highly recommending them to all my business colleagues, acquaintances, family and friends.


Ryan and his team were great!! They were fast and very attentive to any questions or concerns I might’ve had. I will recommend everyone I know to nova loans. I had no complaints whatsoever.


Ryan Whalen is THE BEST. His team was so quick, and held or hand the entire time. No matter how small the question, it was answered as if we mattered. The Same Day, sometimes within minutes, each question we had or concern that came up was answered respectfully and as if we were the team’s primary client. Even upon signing, Ryan was available to us. It really made us feel special and cared about. Ours was a short sale and was not a huge amount of money. It also took almost six months to settle, so to be available ALL the TIME, during that time frame for our little house, was quite amazing. We hope we will enjoy our home for years to come, but if we buy again, we will definitely use Ryan and his team.

Madison Rhodes

Th Oliver-Whalen Team pulled through for me at the last minute when my previous lender dropped the ball and almost caused me to loose the home I was under contract for. They pulled out all the stops and processed my loan in 2 weeks! My loan officer kept in constant touch with me and even responded to me at 9 pm! These guys are very professional and really go out of their way to make the home loan process as easy as possible.


I was extremely impressed with the whole loan process from beginning to end. I had no idea it could be so simple to purchase my new home. Justin Oliver and his team were so helpful in explaining the process and made this stressful time much easier. I would highly recommend them to anyone I come across that is looking for a home mortgage

Cindy Huber

Justin was a phenomenal loan officer. He was very responsive to my questions and maintained great communication with me throughout the entire purchase process.

I have a short sale in my past, so Justin did a great job getting me in a position to purchase again.

Additionally, they support eSigning documents, which was incredibly convenient.

Michael Nguyen

Ben and Jenna were so great to work with. They made our home search a pleasant and uncomplicated process. They were always prompt in responding to my requests. We found and bought a home within a month without a hitch. I’d highly recommend working with this team!!

Jodi Dupree

The Oliver-Whalen team at Nova Home Loans help my husband and I beyond measure. When other companies denied us without assistance Ryan Whalen and the team @ Nova helped us to build up our credit and helped us close our very first home. We are forever grateful for their guidance and responsiveness because there were many times where we had questions regarding the process of the loan and home buying but Ryan and team answered our questions regardless of how minor they may have been. They helped us to understand the homebuying process and allowed us to have a peace of the American Dream which is homeownership… If it were not for their perseverance and dedication to our case we would not be the proud owners of a brand new home!!! We thank them again and we will highly recommend them to anyone!!

Pam Cosby

The Oliver/ Whalen team, Ben Garcia, in particular performed their jobs very well. The team was professional, knowledgeable,and resourceful as they worked diligently to bring about a successful outcome in a process that has many moving parts. Again, thanks to the Oliver-Whalen Team.

Bob and Leticia Buchanan

Bob and Leticia Buchanan

The first time I talked with Dan Preston, I was impressed with his kindness and responsiveness. He was thorough and honest, but yet considerate and thoughtful. I called him many times; sometimes two to three times a day. He always had time for me and if not at work he answered his cell phone. He never made me feel like I was bothering him. During the course of waiting for underwriting and funds to be released seemed so stressful to me; a few times the tears flowed and my voice quivered, but Dan reassured me that it takes time and it would be okay. When Fabian called for more information I was concerned I wouldn’t be dealing with Dan, but I was wrong. Dan kept in touch with me along with working with Fabian since he was a part of Dan’s team. The Oliver-Whalen Team is the greatest! I certainly will refer them to anyone looking to buy a home or refinance.

Joan Barnes

I was very impressed how worry free my loan process was and the information my loan officer Dan Preston gave me month’s before the process even started turned out to be correct and exactly as he said it would be and we closed even earlier than expected. My wife and I are very happy and impressed on the way they handled this. I would recommend this company to anyone.


Steve Malone

Steve Malone

Justin with Oliver-Whalen was very knowledgeable and professional. All of our questions were answered promptly. Justin emailed and called us with any updates, even when on vacation. All of the paper work was processed electronically. Our loan was processed very efficiently. It was a pleasure to deal with Justin and the entire team.


I couldn’t have asked for a smoother operation in buying our first house. Everything went perfect and on time. They were helpful in leading us through the process and explaining each step as we went through it. All in all it was a relatively stress free transaction!


I worked with Ryan Whalen and his team to close on a mortgage for our new house. They were friendly and professional. They answered all of the questions I had during the process. Ryan was able to explain all the different options available. I’d recommend them to anyone.

Thomas Porter

From beginning to end we had constant communication with Justin and his Team!! They were beyond knowledgable and made sure every step of the way we were informed on the status if our loan. We received the best service I have ever seen or personally experienced- and I’ve worked in the mortgage industry for 7 years. Justin made us feel like his #1 priority during the entire loan process. I would recommend Justin and his team without a shadow of a doubt to anyone!

Matt and Kim Barker

Great team that stayed on top of everything and made the process super easy! Constantly in contact and answered any questions I had day or night. Would definitely use again in the future.

Brandon Becker

I had the privilege of working with Ryan Whalen and the rest of the team. Their professionalism and ability to keep me up to date by the moment is what allowed me to purchase my first home in a short enough time to allow me to focus more on the excitement of purchasing a first home. As opposed to making it strictly business. Their team is friendly and readily available to assist you and answer any questions in your home buying experience. If you are looking to have a pleasurable, and speedy home buying experience then Iwould highly recommend their team for your next home purchase!

– Chris

Christopher Cochran

I had the privilege of working with Ryan Whalen and the rest of the team. Their professionalism andThe Oliver-Whalen Team was extremely helpful and responsive at every turn of the process. Great team great results we love our new house and they made getting it a snap!

Sam Naegle

We were previously told by another company that we would not qualify for the amount we wanted. We felt discouraged but were then referred to Ryan Whalen. Ryan was aggressive in finding and qualifying us for the loan that met our needs. He thoroughly explained our options and walked us through the entire process. We highly recommend The Oliver-Whalen team!

Daniel and Catherine Messer

Justin and his team made the home buying process simple and fast. They were available by telephone, text and email at all times, day or night. My schedule was very complicated and they were very flexible and accommodating for me and my family.

Michael and Kathryn Westbrooks

The Oliver-Whalen team is amazing. They were in constant contact to ensure that the entire process from pre-approval to closing was as easy as possible. They called us every Tuesday to keep us updated on the status of the loan application as well as sending us an email everytime a step was completed in the process. Not only did they provide amazing customer service but they were able to get us the lowest interest as well so it was a wonderful experience all around. They made the process so easy and I would highly recommend The Oliver-Whalen Team to anyone looking to get a mortgage.

Casey and Rebecca Clayton

As new home buyers we were intimidated by the though of buying a house.. The Whalen Team showed great patience explaining the loan process in a clear and concise manner. The time and effort they put into our loan and closing process is very obvious and we really want to thank them for everything they did in for us to get our new house. I truly recommend to do business with this excellent team. Ryan Whalen was super responsive to all our inquiries, Kudos to the team !!! Great experience for a 1st homeowners.. looking fwd to work with them in the future…!!!

Ivette Franco Celaya and Dustin Goy

The Oliver|Whalen Team has just been phenomenal in every aspect of our loan process! We couldn’t have found a better group with which to work! They were timely in contacting us (evenings and weekends too), getting paperwork to us, getting conflicts resolved and especially and most importantly funding our loan, which ended up being a sticky situation on a Friday afternoon! From the application process through closing, everything was as simple as opening our computer or smartphones. We just can’t praise them enough!!! We wouldn’t work with another company again unless they were just plain not in business and you shouldn’t either! Seriously! We’re not related in any way shape or form. This us our first house in Arizona from Colorado and we completely wish we had the option of using them in Colorado! Thank you for everything Oliver|Whalen Team!

Steven and Lisa Hartford

helped me through step by step. always willing to talk and explain situation. never placed on hold or postponed. always felt like I was their main customer!

Darby Johnson

The Oliver-Whalen Team did something I thought was going to be impossible. They put together my mortgage application in a little over two weeks. I had started the process with another mortgage company and with barely over 2 weeks to closing switched to The Oliver/Whale Team. The were efficient, pleasant to work with, and when I had questions I was always able to get a hold of someone, even after hours and on the weekend. I can’t say enough good things about them. I am truly happy with their results and highly recommend them.

William Olson

Ryan and his team are extremely professional not to mention the best in the business. Since I make investments in my spare time, it was impressive to learn that both Ryan and Justin completed and hold Series 7 and Series 66 Certifications. Group that with their knowledge of the Real estate market, and it was a no brainer for me to go with nova Home Loans. When I first contacted Ryan I explained to him that I wanted to close on the home within 30 Days. Needless to say, The Oliver-Whalen Team miraculously made that happen for me and my family. Thank You, Ryan, Justin, Fabian, Colleen, J’Nai, Heidi and anyone I missed, for making the home buying process seem effortless and stress free.

Joseph Derrick

Absolutely outstanding service from start to finish. From the person who answers the phone, to the closing team, professional and patient, responsive and caring all come to mind. I asked a ton of questions and send tons of emails, I even had a frantic 6am phone call answered by Ryan, the person handling the loan application. It doesn’t get anymore personal and caring than that.

Juls Davis

We worked with Ben Garcia and he was a pleasure to work with. He was with us from the preapproval all the way through the final stages of buying our home. I would highly recommend The Oliver-Whalen team to everyone.

Richard and Amanda McGlasson

Just want you to know how so much I appreciate you ?

Thank you Dan,
You are gratefully appreciated and you should know it.

The Iacobelli Family

Working with Nova Loans on my mortgage for a purchase, was a breeze. They were available on the weekend for pre-approvals. Once we singed put a contract on the house, Ryan worked with me to get me the best rate available, as well as work with me on determining the best use of my down payment, along with how to maximum the best use of the sellers incentives to utilize all the funds available. Working with his team was a breeze, they sent me a list of all that was needed, and walked me though all the steps that would follow. They kept me informed of the progress, and contacted me if there was anything else that was needed so we did not have any hurdles. It was a pleasure to work with Ryan, and his team.  Thank you,

Brian Pall

The Oliver-Whalen Team was absolutely amazing to work with and I highly recommend them! They were very quick, responsive and helpful with all of our questions throughout the entire process.

Thank you,

Adam and Jennifer Raspanti

The Oliver/ Whalen team was very helpful throughout the entire process, and made the endeavor of buying a home much less stressful with their friendly reminders and staying on top of everything. As a first time homebuyer, this was a huge help! I would gladly recommend them to anyone.

Ethan and Marlee Squires

Very helpful, great experience! ? I had several months where I was waiting to sell my other house and Justin kept in contact but was in no way pushy. Closing was easy and quick. We closed very quick on both houses (about 3 weeks for both.)

Stacy and Michael Walker

Justin just helped my husband and I buy our very first home and it was beyond wonderful working with him! Justin is FANTASTIC. Absolutely AMAZING customer service. We could not say enough nice things about Justin and his team at Nova. As first time homebuyers, we were learning everything as we went and Justin was ALWAYS there immediately to help answer any questions we had.. and trust me, we had a lot! Justin was so kind and patient with us and we felt really comfortable working with him throughout the entire process. He always kept us informed and updated as to what was happening and he is always extremely prompt – he even answered an email from us in less than 10 minutes when he was on vacation! His office does everything in-house which is SOO nice – it just made everything so much easier! We were really surprised at how easy the whole process was and we know we can attribute that to how hard working and attentive Justin and his team are. We shopped around extensively for lenders and Justin was by far the best in every category. We are so thankful that we chose him and his team to buy our first home. We highly, highly recommend him, especially if you’re a first time home buyer and feel lost! He will guide you through everything and just make the process go so smoothly. We really feel like Justin and his team went above and beyond to help us and make the process super easy and we are SO appreciative! Thanks Justin!!I


Great people providing excellent service. They answered all questions, provided different financing options. They did a great job communicating each step of the way. The day of closing everything went smoothly.

Matthew and Michelle Harvey

Chris was there to answer our questions and give us options whenever we had them, even evenings and weekends. Also bird dogged the documents to make sure they went through on time.

William and Karen Farnbach

We were looking for our 1st home and were casually looking for something within our budget but with more space–not more apartment living… Not really serious yet, but just taking a temperature of market to see what we were qualified for–we were shocked on the options these guys gave us. The process was simple, easy to understand for all parties, they really look out for your best interest to fit what you’re looking for into your finances. Definitely will look them for future business, Thanks again! ?

Alexis Verdugo and Jermaine Sims

They were very pleased with the entire process. Jenn Maurer always return our calls in a timely manner and answered every question. She was very pleasant and helpful. I highly recommend the Oliver-Whalen Team!

Yesenia and Francisco Gallo

The Oliver-Whalen Team made our first home buying experience so easy and stress free. They did what they said they were going to do in a timely matter, and if I had any questions they were always there to answer them. I would recommend them to anyone who is thinking about buying a home.

Robert Mizell

My name is Melanie and I’m a first time home buyer. I have four coworkers that recently have all had horror stories to go along with their home buying experience (they used the “other” lender), so naturally I was nervous about the process. However, the moment I received my first phone call/email from Ben and Fabian (Nova Home Loans), it’s been an absolute amazing experience! Ben and Fabian have been so prompt and attentive to my questions and needs. The follow through was exceptional and they made me feel like I meant something as a customer, like I was important. It was so wonderful! I also want to say thank you to the rest of the team that was so busy working behind the scenes to get this loan approved sooo smooth and in a timely manner, you too have also made a difference in making my dream come true…. Ben was also able to recommend a wonderful bond/grant program that would allow me to take a 8 hour Homeowner’s class (for a small fee) that allowed me to pay for closing costs AND teach me about prioritizing needs/wants, being responsible with money with your new home, general investing and terms I’ve never encountered. Yes, it was a long 8 hours, but I do NOT make $6000 in an 8 hour day, so it was definitely worth it. And although it brought back memories of having to do homework all day on a Saturday…I REALLY, REALLY took a lot from this class that will follow me for the rest of my life. I feel like a better version of myself already!! Thank you! Integrity is SO IMPORTANT…”DO WHAT YOU SAY & SAY WHAT YOU MEAN.” Ben and Fabian have absolutely lived up to those expectations! It’s such a rare but very respectable quality! Please give Ben and Fabian a call and USE THEM, and I personally promise that you will not be disappointed! Trust me, I would love to recruit them to come work for me! Good, hard workers are hard to find! Treat them well! P.S. Yes, I am a REAL customer and I WAS NOT paid to write this review NOR am I related to anyone working at Nova. I am….. “a truly happy customer!”

Melanie Murray

Justin was always available even on weekends when any questions arose. He did a great job on our home loan considering there were a lot of issues since I was closing on one house and buying another. He had to reset my VA loan for the new house. He did a great job and made things move smoothly!

Joe Gordon

The Oliver-Whalen Team is the best. From the beginning to the end of the loan process we were well informed, our questions were always addressed, and the loan processors we great. Thank you for the best customer service!

Gyorgy and Elizabeth Foldhazi

This was my fourth home purchase in Phoenix, and my sixth lender (!). Needless to say, I’ve had the entire spectrum of loan experiences–from a lender who wouldn’t close the loan due to unrealistic stringency with regard to building permitting (out-of-state lender w/o knowledge of local market), to a loan officer who literally went on vacation and didn’t forward the paperwork so the loan would close. Far and away, Nova was the most responsive, organized lender I have ever dealt with. They kept me informed with status updates throughout the process; my LO, Chris, was helpful, on-the-ball, and trustworthy; and their credit dept. even advised me on how to raise my credit score so I could get a better interest rate! Although there was a hiccup with the appraisal, Nova managed to rectify it with only a minimal delay to the closing. This was the least-stressful loan process I have undergone… I have finally found my lender!


The Oliver-Whalen Team was AMAZING! The entire process was flawless and a wonderful home buying experience. Justin was very helpful, knowledgeable and patient with me. On several occasions I had questions for Justin, who would not only call me on a Saturday to answer but would also call me from his family vacation in Disneyland. I even sent Justin questions via text, which he was very quick to reply. All in all NOVA was a terrific team to do business with, I will forever keep their number in my contact list and go back to them for any re-fi or new purchase needs.


I had an amazing experience with Nova Home Loans. Donnie Schneider held my hand the whole way. He gave great advice and made the lengthy process more enjoyable. He kept me at well-informed in every aspect. Even when my realtor was slacking, or just not calling me back, Donnie was able to help me through each situation. ( I would go with their recommended realtor Will) Nova home loans went above and beyond my expectations. I never thought that I would be a homeowner. Thank you for help making my dreams come true!!!

Cecily Fay Larkin

I wanted to take a moment to provide a strong recommendation for Ryan and Fabian at Nova Home Loans. These gents are at the top of their game. Their responsiveness, industry knowledge, organization and professionalism was outstanding. I will most certainly recommend them to my colleagues and friends and will use them again for investment property.

Joe Skalski

I have been in the banking industry since 1999 and can honestly say that I have never come across a mortgage adviser of such high caliber. Justin is head and shoulders above the competition when it comes to knowledge, education of clients and doing business with integrity. these are just a few of the reasons why he is in the top 1% of originators in the nation.  Justin and his partner Ryan were the deciding factor in making my move to NOVA.  I am very happy to be able to work with such a outstanding individual and look forward to seeing his continued success.

Thomas Garvey

I am astonished on how quick these guys are and finally a lender who communicates. Very impressed and did I say docs to title 2 weeks ahead of schedule. A+ Team!

Lisa Hughes

They were amazing. The whole staff was tenative and quick. It went seamless.

Jessica Mastin McClellan

I am a real estate agent in the East Valley and I send my clients to the Oliver-Whalen Team of NOVA Home Loans. I need a team of people that value communication and professionalism while delivering the best possible service when dealing with my clients. I have never been disappointed in how this team conducts business. You will not be disappointed!

Lissette Torres- Lent

Amazing team! Made me feel comfortable in every step of the loan process! Every question I ever had they answered right away and always kept me updated on what was going on with the loan!


Every step of the loan process was done in a timely manner. I received updates of the process at each step. All of the interest rate information and closing cost estimates were extremely accurate .


I did not have any dealings with Ryan by I did deal directly with Chris Callen who is the best loan person Nova has! She was very professional, responsive, and knowledgeable. She was also available whenever we had questions.


I rarely rate 5 stars to anyone, Justin Oliver, Whalen Team Nova was very helpful and understanding through out the process of buying our home. Even at times when we were frustrated, which comes with the process, they were always calm and respectful towards our frustrations


I bought a home in Arizona but currently live in Colorado. Justin Oliver was the person I dealt with. He was constantly in contact with me and made sure the whole process move along smoothly. I would highly recommend The Oliver-Whalen Team NOVA.


Thank you SO much for everything you did for me! My home purchase went so smoothly with very little stress. Your communication was fabulous and I never had to wonder about where I was in the process. You kept me informed with every detail. I learned alot about the loan process.


Great experience! Ryan and his team were professional and knowledgeable throughout the whole process. They went the extra mile to help us close early and lower our payments. As first-time buyers, we had a lot of questions, and they were extremely patient and helpful


The Nova group team was great. They kept up with all of the loan processes and timelines. We enjoyed working with this organization. Thanks Justin Oliver!


From the first day I spoke with Ryan, it was a very positive experience. He is a very detail oriented person and gave me detailed instructions each time we spoke. It was a great and very smooth experience from start to finish. I will recommend him to anybody purchasing a home.


Ryan is a problem solver. He is always able to find a way to do things that seem impossible. He moves fast and gets things done. He was able to help us figure out what we needed to do in order to buy our new home.


We LOVE hearing from our Clients!! Thank you for the kind words.


Chris Callen from the Oliver-Whalen Team at Nova Home Loans is absolutely amazing. She made our 1st home purchase a breeze and completely stress free. We noticed that she even answered our emails after hours and always put our mind at ease. She was very honest and never made us think we could get something we really couldn’t. Thank you so so much for such a great 1st experience in buying a home.

Hector Ruiz

The Oliver|Whalen Team has just been phenomenal in every aspect of our loan process! We couldn’t have found a better group with which to work! They were timely in contacting us (evenings and weekends too), getting paperwork to us, getting conflicts resolved and especially and most importantly funding our loan, which ended up being a sticky situation on a Friday afternoon! From the application process through closing, everything was as simple as opening our computer or smartphones. We just can’t praise them enough!!! We wouldn’t work with another company again unless they were just plain not in business and you shouldn’t either! Seriously! We’re not related in any way shape or form. This us our first house in Arizona from Colorado and we completely wish we had the option of using them in Colorado! Thank you for everything Oliver|Whalen Team!

Steven and Lisa Hartford

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